Professional Package Home Loan - The Rock Building Society - Rock Star >$250K 0.75% Disc

Comparison Rate	7.08%
Amount	$200,000
Term	30 years
Monthly Payment Est.	$1,315.86
Total Amount Paid Est.	$482,760
Establishment Fee	$0.00

6.89%

Target Market
A home loan available to members consisting of discounted rates. ,
This package is available to professionals and non professional clients.

Acceptable Income
PAYG and Self Employed applicants, Company and Trust. Also refer to Lender Credit Criteria Section.

Home Loan Loan Term
Maximum loan term 30 years.
Maximum Interest Only term 5 years.

Home Loan Loan Size
Minimum $100K. ,
Maximum $3M.

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Home Loan Repayment Type
Principal & Interest. ,
Interest Only maximum term 5 years.

Repayment Options
Weekly, Fortnightly or Monthly.

Extra Repayments
Unlimited with the exception of full repayment within first 4 years.

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Split Loan Facility
Yes up to six splits.

Offset
Two 100% offset accounts available with no monthly fee.

Redraw Facility
Yes. Account to have one payment in advance. Any amount in addition may be redrawn at anytime. Minimum amount $1K at no cost. Maximum LVR after redraw not to exceed 90%.

LVR for Professional Package Home Loan - The Rock Building Society - Rock Star >$250K 0.75% Disc

Owner Occupied & Construction(single res. dwelling), Refinancing (one debt only with no cash out) Max LVR 90% Plus LMI. ,
Residential Investment Purchase & Construction (10% purchase price as genuine equity), Vacant Land Max LVR 90% Plus LMI. ,
Interest Only Max LVR 90%. ,
Debt Consolidation Up to 90% Plus LMI. ,
Land Zoned Rural Refer to Special Critieria.

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Fees for Professional Package Home Loan - The Rock Building Society - Rock Star >$250K 0.75% Disc

Application Fee $Nil (includes the valuation of one security property) ,
Additional Valuation Fee $275. (To the value of $1 million the Valuation Fee will be added to the Application Fee). ,
Annual Package Fee $300 ,
Progress Inspection Fee $125. This fee is charged for each of the first and final builders payments ,
Account Keeping Fee Nil. ,
Access Fees Free Internet banking, Phone banking. ,
All Deferred Establishment Fees: ,
Year 1 or Year 2 minimum $1,500 or 0.25% (whichever is greater). ,
Year 3 minimum $1,200 or 0.20% (whichever is greater). ,
Year 4 minimum $900 or 0.15% (whichever is greater). ,
(Calculated on the approved loan amount). ,
Plus deferred LMI if original LVR was less than or equal to 80%. ,
Release Fee:$380. ,
Switch Fee:$250. ,
Variation fee: $340 (Average fee) ,
Redraw Fee $50 (Free online)